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Revolving Credit Facilities for Flexible Business Cash Flow | FundRocket

Working Capital Loans for Daily Business Operations | Fundrocket

Revolving Credit Facilities for Flexible Business Cash Flow | FundRocket

Manage your business cash flow with Fundrocket’s revolving credit facilities. Borrow, repay, and borrow again with flexible terms tailored to your needs.

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What is a Revolving Credit Facility?

Think of revolving credit as a magical satchel that’s always full of cash. Withdraw funds, pay back as you can, and voila—it fills right up again up to a pre-approved limit. A revolving credit facility is like a reusable loan designed to help businesses manage short-term cash flow needs efficiently.

How Does a Revolving Credit Facility Work?

Agreement Setup

Once approved, you’ll have access to a set credit limit, typically based on your monthly turnover.

Agreement Setup

Once approved, you’ll have access to a set credit limit, typically based on your monthly turnover.

Agreement Setup

Once approved, you’ll have access to a set credit limit, typically based on your monthly turnover.

Draw Funds as Needed

Withdraw funds at any time up to your limit to cover expenses, boost inventory, or manage seasonal cash flow.

Draw Funds as Needed

Withdraw funds at any time up to your limit to cover expenses, boost inventory, or manage seasonal cash flow.

Draw Funds as Needed

Withdraw funds at any time up to your limit to cover expenses, boost inventory, or manage seasonal cash flow.

Flexible Repayments

Repay the borrowed amount on your schedule, with interest charged only on the funds you’ve used.

Flexible Repayments

Repay the borrowed amount on your schedule, with interest charged only on the funds you’ve used.

Flexible Repayments

Repay the borrowed amount on your schedule, with interest charged only on the funds you’ve used.

Revolving Capability

As repayments are made, the credit becomes available again for future use.

Revolving Capability

As repayments are made, the credit becomes available again for future use.

Revolving Capability

As repayments are made, the credit becomes available again for future use.

WHY CHOOSE US

Why Choose a Revolving Credit Facility?

Revolving credit facilities are perfect for businesses that need short-term, flexible funding for recurring or seasonal expenses. Benefits include:

On-Demand Funding

Cost Savings

Quick Approvals

Cash Flow Optimization

EXPLORE POSSIBILITIES

How Much Can I Borrow?

The credit limit for a revolving credit facility typically reflects your business’s monthly turnover. This is often:

50-70% of Asset Value: If secured by assets such as commercial property, equipment, or land.

£5,000 to £5 Million: Depending on the assets and financial strength of your business.

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Revolving Credit Facilities vs. Fixed Business Loans

Unsecured business loans provide upfront capital without requiring collateral. Here’s how they work:

Flexibility

A revolving credit facility allows you to draw and repay funds repeatedly, while fixed loans provide a lump sum with fixed repayments

Flexibility

A revolving credit facility allows you to draw and repay funds repeatedly, while fixed loans provide a lump sum with fixed repayments

Flexibility

A revolving credit facility allows you to draw and repay funds repeatedly, while fixed loans provide a lump sum with fixed repayments

Interest Savings

Interest is charged only on what you borrow, unlike fixed loans where interest accrues on the full amount.

Interest Savings

Interest is charged only on what you borrow, unlike fixed loans where interest accrues on the full amount.

Interest Savings

Interest is charged only on what you borrow, unlike fixed loans where interest accrues on the full amount.

Speed

Revolving credit facilities often have faster approval processes, perfect for urgent financial needs.

Speed

Revolving credit facilities often have faster approval processes, perfect for urgent financial needs.

Speed

Revolving credit facilities often have faster approval processes, perfect for urgent financial needs.

Revolving Credit Facilities vs. Business Credit Cards

Unsecured business loans provide upfront capital without requiring collateral. Here’s how they work:

Lower Interest Rates

Revolving credit facilities generally offer lower rates compared to business credit cards.

Lower Interest Rates

Revolving credit facilities generally offer lower rates compared to business credit cards.

Lower Interest Rates

Revolving credit facilities generally offer lower rates compared to business credit cards.

Cash Advance

Funds are deposited directly into your business account, making it easier to manage payments for suppliers or payroll without using a card.

Cash Advance

Funds are deposited directly into your business account, making it easier to manage payments for suppliers or payroll without using a card.

Cash Advance

Funds are deposited directly into your business account, making it easier to manage payments for suppliers or payroll without using a card.

No Card Required

Unlike credit cards, revolving credit facilities don’t come with physical cards but provide immediate cash access

No Card Required

Unlike credit cards, revolving credit facilities don’t come with physical cards but provide immediate cash access

No Card Required

Unlike credit cards, revolving credit facilities don’t come with physical cards but provide immediate cash access

Example Use Case

A retail business experiences a sales surge during the holiday season but needs additional inventory to meet demand. They use a £50,000 revolving credit facility to quickly restock shelves, repay the funds after the sales rush, and reuse the credit line for other expenses later in the year.

A retail business experiences a sales surge during the holiday season but needs additional inventory to meet demand. They use a £50,000 revolving credit facility to quickly restock shelves, repay the funds after the sales rush, and reuse the credit line for other expenses later in the year.

Take control of your cash flow

A flexible revolving credit facility. Apply now with Fundrocket and get the financial freedom your business deserves!

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